Our purpose is to provide an alternative to traditional bank financing. We approve loans based on the ability to repay a loan today, instead of what happened yesterday.
Any Credit
Score
24 Hour
Approval
Fast
Closing
No Prepay
Penalty
We don’t require a credit score or extensive documentation. To get started, all we need is a government-issued ID and proof of cash flow to ensure monthly payments can be made on time. And of course, we will need information about the property.
To qualify, the Loan to Value (LTV) ratio must be at least 65% for a purchase or refinance and 70% for a second mortgage. This takes some math to compute, so we’ve made it easy! Use one of our calculators to get started.
At Benworth Capital, we see things differently than a bank. Whether you’re buying, refinancing or using the equity in your property to get access to cash, we see the potential. That's why we have become the top private lender in South Florida since we opened our doors in 2008. We are the Latin Builders Association's Lender of the Year. Our loans are funded by private investors who, like you, have an eye for opportunity.
1 Inquiry must be complete in its entirety and received between 9am and 7pm, EST.
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© 2026 Benworth Capital Partners PR LLC NMLS #2234263 
Equal Housing Lender.
Benworth Financial, LLC is a licensed Consumer Finance Company #CF9901387.
Disclaimers: Benworth Capital Partners PR, LLC makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. Benworth Capital Partners PR, LLC does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property type, or other applicable considerations, and are subject to change at any time without notice. Furthermore, any Letter of Intent issued by Benworth Capital Partners PR, LLC shall, at Benworth Capital Partners PR, LLC’s discretion, be subject to revocation, modification and cancellation up and to the moment the transaction is completed. No information on this site is intended to, or shall, created a legally binding commitment or obligation on the part of Benworth Capital Partners PR, LLC, and all terms are expressly subject to Benworth Capital Partners PR, LLC ‘s credit, legal, and investment approval process.
